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Get the Best Mortage Rates
& Home Loan Options
Compare mortgage & loan options when buying, renewing or refinancing
Quick Pre-Approval
Start shopping for your home sooner
Low down payment options
Start your homeownership journey sooner
Early payment programs
Pay off your mortgage sooner without penalties
Earn cash back options
Earn cash back for new appliances and furnishings
Get a no obligation quote today & qualify to win $15K for your mortgage and more.
Personalized mortgage solutions
that check all the boxes
We find the best rates with the best features like early payment options, cash back programs, low down payments and more.
Quick Pre Approval
Lock in your rate and start shopping for your new home.
First Home Buyer Specialists
Indi has helped thousands home buyers navigate and simplify the home ownership process. Our agents are with you every step of the way.
Simple online application
Our online application is quick and easy. Plus, we have Mortgage agents standing by—ready to guide you every step of the way.
Flexible term options
Choose from 10-, 15-, 20-, and 30-year fixed terms5-8 with down payment rates as low as 3% for first-time buyers.
Win $25 000 for your mortgage or
first home down payment
Get a quote today for a chance to win!
Qualify for a home prize package valued at over $45 000!
additional prizes include:
Home Insurance
for 1 year
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New Appliances
& Home Decor
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Smart Home & Security Systems
Realtor and Home Closing Costs
Preparing to Apply for a Mortgage Loan.
Use this quick checklist to prepare for the home-buying process.
Talk with a mortgage specialist and get pre approved
Create a personal checklist and time line
Start shopping for your home
Shop for the best rates and features
Prepare all your paper work and get ready to sign
Establish move in date and moving check list
Learn which forms are required for a mortgage loan application.
Required mortgage loan documents
BTW it's a soft inquiry, so it won't affect your credit score.
How to Get Started with a
Home Loan
1
Get a pre approval
Talk with a happy home mortgage and home loan specialist. Get your no obligation pre approval.
2
Get your personalized rate.
Use your pre approval to shop around and get the best rate possible with the best features.
3
Start shopping for your home
You are now ready to start viewing and shopping around for your dream home, preparing offers and closing plans.
BTW it's a soft inquiry, so it won't affect your credit score.
Happy Home Partners
We work with the leading mortgage and home loan providers with the best ratings
We help simplify homeownership and get you the best rates possible
right for you.
Choose the mortgage loan rates that are
Select from a variety of home loan options with mortgage rates, loan terms, and monthly payments that suit your budget.
5.490%Rate
6.055%APR
10-YEAR FIXED⁵
5.490%Rate
6.055%APR
10-YEAR FIXED⁵
5.490%Rate
6.055%APR
10-YEAR FIXED⁵
5.490%Rate
6.055%APR
10-YEAR FIXED⁵
get a no obligation quote today
Need help finding the best option for your unique needs? Get in touch with a happy home mortgage & loan specialist at (888)-763-4466.
Custom mortgage options built around your needs.
Purchase a Home
Get pre-approved, lock in your rate and start shopping for your home. We will get you into your happy home sooner than you think.
Reverse Mortgages
Learn more about reverse mortgage options and access up to 55% of the value of your home.
Talk with a happy home mortgage specialist.
First Time Home Buyers
We specialize in helping first time home buyers with tax free savings solutions and support staff to help check all the boxes.
Mortgage Refinance
Mortgage refinancing could help you save money with a shorter term, lower rate, or lower monthly payments.
Mortgage Renewals
Improve your rates and pay off your mortgage sooner. Talk to a happy home mortgage renewal specialist before you sign.
Credit Improvement
We work with mortgage lenders who will consider bruised credit. We will help you create a plan to improve your credit and get a home sooner.
Learn more about buying a home.
Got questions about your mortgage loan? Mortgage insurance? FHSA? Here are a few resources to help.
Get home mortgage loan options in minutes.
Connect and get your personalized mortgage loan rates in minutes.
FAQ
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What are the benefits for Happy Home members?Receive the latest giveaways and deals from your favourite home and lifestyle brands. Win amazing high value life changing prizes like new appliances, cars, vacations, groceries, mortgage payments, cash and more! Happy Home finds the best rates and pricing for mortgages, loans, home insurance, real estate, appliances and more. Receive exclusive discounts and coupons on groceries and other lifestyle products and services. First Home Savings Account (FHSA) tools and planning support. Be the first to know when a new home and lifestyle giveaway is launched. Get custom offers and giveaways based on your profile. Receive free samples and extra entries for sharing, leaving reviews and commenting.
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Does it cost anything to join Happy Home Connect or enter contests?No, it is 100% free to join Happy Home Connect and 100% free to enter contests.
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Can I create and post campaigns on Happy Home Connect?Yes, we are experts at creating and promoting contests creating millions of entries for leading home and lifestyle brands. You can also submit current active contests to be published on our site. Reach out to our team who are happy to help you get started. GET STARTED
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What are Happy Home Reviews & Recommendations ?Happy Home Connect does extensive research on all partners to track and share their online reviews and comments from sources like google, yelp and trust pilot. We only work with companies that have the highest possible rankings so we can recommend them to our members. Our members can also earn extra entries for leaving reviews and recommendations.
-
What are the benefits for Happy Home members?Receive the latest giveaways and deals from your favourite home and lifestyle brands. Win amazing high value life changing prizes like new appliances, cars, vacations, groceries, mortgage payments, cash and more! Happy Home finds the best rates and pricing for mortgages, loans, home insurance, real estate, appliances and more. Receive exclusive discounts and coupons on groceries and other lifestyle products and services. First Home Savings Account (FHSA) tools and planning support. Be the first to know when a new home and lifestyle giveaway is launched. Get custom offers and giveaways based on your profile. Receive free samples and extra entries for sharing, leaving reviews and commenting.
-
Does it cost anything to join Happy Home Connect or enter contests?No, it is 100% free to join Happy Home Connect and 100% free to enter contests.
-
Can I create and post campaigns on Happy Home Connect?Yes, we are experts at creating and promoting contests creating millions of entries for leading home and lifestyle brands. You can also submit current active contests to be published on our site. Reach out to our team who are happy to help you get started. GET STARTED
-
What are Happy Home Reviews & Recommendations ?Happy Home Connect does extensive research on all partners to track and share their online reviews and comments from sources like google, yelp and trust pilot. We only work with companies that have the highest possible rankings so we can recommend them to our members. Our members can also earn extra entries for leaving reviews and recommendations.